Express Lenders are a Licenced Pawn Broker and Dealer in Second Hand Goods and we specifically lend short term cash against most vehicles. Our Department of Fair Trading, QLD Licence No is 3655902. We are also a Registered Company with ASIC (Australian Security and Investment Commission, No:- 165091190). More about pawnbroking services and the QLD Pawnbrokers Act – 2003.

When considering a loan, there can be many factors that contribute to your end decision. Our friendly, knowledgeable staff are on hand to assist you with any information you may need and to make sure you have the best possible offer, tailored to your specific needs. We pride ourselves on offering fast, discreet and hassle free cash loans.

Below are some of the frequently asked questions we receive about our quick finance solutions:-

I have a bad credit rating, so can you still help.

Yes we can! Many of our customers have a bad credit rating through unfortunate circumstances. Your credit rating has no bearing on us lending you money.

Do I have to be employed?

No! Employment, income or credit checks are not required; your asset is the security on the loan.

Can I lend against a car or vehicle which has money owing on it?

No, the vehicle must be unencumbered and registered in your name, before we can offer you finance.

Are you a lending institution?

No, we are a business with a pawnbroking license – which enables us to legally lend you money against your vehicle, which we store as collateral.

Once the loan amount is agreed, how long before I can get the money?

Once agreed and the vehicle stored, you will be able to access your loan finance immediately.

Why do you need to store my car or vehicle?

By law, your vehicle is our security over the money we are lending you. It needs to be stored in our storage facility to ensure it is secure.

Will my vehicle be secure against theft or damage?

Yes, we store the vehicle in a highly secure facility (with a security system in place). We are also fully insured.

How long is the term of the loan?

The maximum term of the loan is 90 days, however this loan term can be extended if interest is paid.

What if I can’t pay within the loan term?

Your loan can be extended and you will continue to pay interest until you are able to pay the loan out.

Can I pay my loan out early?

Yes, you can pay it out any time you wish.